Micro-finance primarily refers to the provision of financial assistance to members of the poorest sections of society, who otherwise do not meet the eligibility requirements for traditional financial services. Most commonly, financial assistance is offered in the form of loans or micro credit and micro savings, which are made available to groups of individuals, known specifically as Self Help Groups (SHG) in India, who are collectively liable for the loans taken by members of that group.
Many microfinance projects target their lending to women, who are believed to be more likely to repay the loans and dedicate more of their earnings to the well being of their family. The basic principle behind the concept of microfinance is Sustainable access to micro finance helps alleviate poverty by generating income, creating jobs, allowing children to go to school, enabling families to obtain health care, and empowering people to make choices that best serve their needs.
Given the complex nature of the task of alleviating poverty, the field of microfinance requires a gamut of experts to overlook the successful implementation and execution of a particular project.
In addition to NGOs, banks such as ABN-AMBRO, ICICI bank, HDFC, Citigroup, Grameen Foundation (and its new joint venture, Grameen Capital India) and Friends of Womenâ€™s World Banking have ensured Indiaâ€™s poor have access to the benefits of microfinance These efforts have only added to the increasing opportunities for individuals to make a committed contribution to the growth of microfinance in the country.
In other South Asian countries such as Bangladesh, microfinance projects have helped 15 million people escape the trapping of poverty so far the sector has a massive scope for growth in a populous country such as India.
Career as a Wedding Planner
The wedding industry is highly attractive for those looking for unconventional careers, due to the glamour, fun, and excitement associated with it. The wedding industry was unorganized, but
realizing the potential of the industry many entrepreneurs have jumped into field.
Wedding planners offer services like venue selection, choosing the dÃ©cor-backdrop, designing wedding invites, selecting caterers, trousseau shopping and packing and selecting music.
Even if the economy is slow or in a bad shape, wedding businesses thrive. They have flexibility in workdays and most planners work out of their homes. Freshly qualified personnel can be hired by wedding planners and coordinators, bridal consultants, event managers, florists, caterers or hotel people with a salary ranging from Rs 5,000 to Rs 10,000 per month.
Forensic science covers a wide range of scientific disciplines. Its main function is to provide impartial, scientific evidence for use in courts of law. This is usually as a result of a police enquiry, where scientific evidence is needed to help the police with their investigations. This can include:
* Identification of blood, semen and other body fluids; blood grouping of dried stains and the use of DNA profiling to compare samples.
* Identification and comparison of textile fibers.
* Identification and comparison of plant and animal materials including hair.
* Analysis of blood and urine samples for their drugs or alcohol content in driving offences.
* Analysis of body fluids and organs in cases of suspected poisoning.
* Comparison of materials used to package drugs.
* Examination of paint and glass fragments using microscopy.
Forensic anthropology is the application knowledge and techniques in a legal context. The involves detailed knowledge of skeletal anatomy and biology to aid in the identification and cause of death of skeletal remains, as well as the recovery of remains using archaeological techniques. Outside of anthropology courses, coursework in the fields of chemistry, anatomy, biology, statistics and criminology, would all aid in training to be a forensic anthropologist.