Loans and Scholarship for Higher Education (SHE)

Candidates studying courses in naturally / basic sciences (BSc, BSc Hons, Integrated MSc) in any recognized institution in India. The scholarships are available annually under SHE. They are a component of the Innovation in Science Pursuit for Inspired Research (INSPIRE) bring implemented by the Department of Science and Technology (DST), New Delhi. Eligible candidates will receive annual scholarship total value of Rs 80,000. The cash value payable to the SHE scholarship holder is Rs 60,000 per annum. All SHE scholars are to undertake summer time attachment to an active researcher in recognized research centers in the country. A summer time attachment fee of Rs 20,000 ill be paid to the mentoring institute for undertaking summer time project. Selected candidates will be supported for a maximum period of five years starting first year BSc, BSc Hons, integrated course leading to MSc or the completion of the course, whichever is earlier.

Who can apply? Those who have (a) Obtained aggregate marks in the top one per cent in the board exam in at both class 10 and 12 levels. Cut off marks for various board exams conducted in the year 2005, 2006 and 2007 for class 10 and corresponding year of 2007, 2008 and 2009 for class 12 are listed in table one given in the notification in The Times of India , New Delhi on November 26, 2009. (b) Performance within the top 10,000 ranks in IIT JEE, AIEEE and CSBE Medical (refer table two) and joining courses in degree level courses in natural / basic sciences in any recognized institution (c) Clearance of competitive examination conducted by institutions listed in table three (in the notification)and all candidates securing admissions and joining courses natural / basic sciences conducted by Indian Institutes of Science education and Research (IISER) National Institute of Science Education and research (NISER) Integrated MSc courses in IIT Department of Atomic Energy Center for Basic Science (DAE-CBS) course from the academic years 2007-08, 2008-09 and 2009-10.

Application: Online submission at The format of application is given in the notification and Submit hardcopy of the application (including those who have submitted applications online) with all attested documents to reach by ordinary post to The Director National Institute of Science. Technology and Development Studies (NISTADS), Dr K S Krishnan Marg New Delhi – 110 012. The envelope should mention on top Application for Scholarship for INSPIRE Scholarship 2007, 2008, 2009 program.

Deadline: Within one month from the date of this advertisement in newspaper.

Till some years back higher education and quality education were not affordable to one and all because of the financial constraints. Scholarships were there but very lucky students could avail them. Today, with the help of banks large sums of funds are being released for educational loans. Educational loans are so easily available today from various banks across India that this change is encouraging more and more students to take up higher education despite their financial shortcomings. Many nationalized banks have also come up with various educational loan schemes from which the students can benefit. Even private banks are not lagging behind and thus providing opportunities to the aspirants who want to study abroad or with any premier institute within India.

While taking an educational loan, one should have knowledge regarding the various loans being offered by different banks. Students must also know the difference between graduate loans and under graduate loan programs and thus opt for the loans that suit their requirements and benefits them more. While applying for loans, those which have easy accessibility should be given prime preference. Taking an educational loan should not be considered a burden and that’s why the Indian banks have come up with flexible student loan schemes namely educational loans and scholar loans. Educational loans are usually for graduation, post-graduation, doctorate, and post doctorate and for other professional courses. Very limited banks in India, SBI being the main, offer scholar loans.